Who is a Voluntary Contributor
You are considered a voluntary contributor if you are:
- Any person who resides outside of Jamaica, who is not required by law to contribute to the NHT but desires to. That individual must be a permanent resident or citizen of that country, or the holder of a valid residency card in any country other than Jamaica.
- A pensioner who desires to contribute to the NHT.
What are the requirements for contributing?
Proof of Residency
To become an Overseas Voluntary Contributor (you must be a permanent resident or a citizen of that country, or the holder of a valid residency card in any country other than Jamaica)
Sign up
To register, you must complete the “Voluntary Contributor’s Application Form”
How are payments made?
As a Voluntary Contributor you should make payments of contributions on a monthly basis. Your declared income should be stated in the currency in which it is earned and likewise for your monthly contribution payments.
Please note that as a contributor you MUST inform us of any change in your employment status as soon as possible.
What are the benefits of contributing?
There are several benefits that voluntary contributors can reap by being compliant with the NHT. These include:
- Low interest rate loans to build, buy or improve a house or land.
- A refund in the 8th year after each contribution was made.
- Obtain a tax compliance certificate.
What are the penalties for not contributing?
Failure to make contribution payments will make persons:
- Ineligible to apply for an housing benefits such as loans and grants.
- Ineligible to apply for contribution refunds.
Voluntary
Contributions FAQs
If you don't see an answer to your question, you can send us an email.
As a voluntary contributor you should contribute 3% of your gross earnings if you are employed by someone else, or 3% of your income, net business related expenses if you are self-employed.
Yes. Pensioners who desire to contribute to the NHT are allowed to register as Voluntary Contributors.
Voluntary contributors must have made at least 104 weeks (2 years) contributions, of which 52 weeks must be paid in the period immediately before the date of application. For example, if you contributed for five (5) years prior to migrating would, on registering as a voluntary contributor, you must contribute for at least an additional year before being eligible to apply for a loan. This change in requirement came into effect recently. Prior to this, Voluntary contributors were required to have made at least 52 weeks contributions with at least 13 payments made in the 26 week period immediately before the loan application.
