Apply For your refund safely
Online Safety Tips
It's now peak season for NHT Contributions Refund so it's time to remind you to apply and receive your NHT Contributions Refund safely. Check out our press release on Applying Safely for NHT Contributions Refunds.
Safety Tips
- Only apply through NHT approved channels
- Never give out/confirm personal details via email
- Contact us if you are suspicious of any communication that claims to have come from us
For more guidance on applying for your NHT refund online safely, watch Kitchen Conversations with the NHT where we have a chat with Emily Shields from The Hotline on RJR94 FM while baking sweet treats for the Christmas season.
Refund Tips
Applying for your NHT refund is easy!
Use the following tips to ensure that your NHT Refund application process is completed smoothly
1. Correct Spelling
Ensure your name is correctly spelled and that the spelling is the same on the account you are sending the funds to (Tip: watch out for special characters like hyphens).
2. Correct Account Details
Ensure you select the right account type whether savings or checking.
3. Save Your Reference Number
Keep your reference number close so you can track your application.
NHT Refund platforms
Where To Apply for your
NHT Refund
You may apply for your NHT Refund using the following channels ONLY:
Already applied for your refund?
Once you have submitted your refund application, you will be notified when the disbursement has been made to the provided financial institution.
Remember, when in doubt, reach out to us to verify any communication you believe may have come from us.
Refunds FAQs
Have a question but don't see an answer here? Please send us an email.
Starting July 1, 2025, eligible "private sector" mortgagors can apply for their 2017 contributions refund. These refunds were previously reversed from their loan accounts, effective January 1, 2025, and posted to their savings accounts for possible refund in hand.
You can get back your total contributions if you fall in any of the following categories Retirees Invalidity Pensioners Expatriates who are leaving the island Agents/Nominees of deceased contributors This is called Special Contributions Refund (According to Section 22 of the NHT Act).
A contributor who has already received contributions refund from the NHT remains eligible for a loan benefit, once contributions payments are current.
