A Historical Brief 1976 - PresentCome with us on a journey down memory lane to look at some of the defining moments of this journey. 1976 The National Housing Trust was established. The first loan beneficiaries were selected on July 1 of that year. 1979/1980 NHT began to offer loans on concessionary terms to persons with disabilities. 1983/1984 The first payments of contributors’ refunds were made. 1986 NHT celebrated its 10th anniversary. Asset growth was dramatic, reflecting the organisations prudent financial management. Total assets moved from $53.6 million at the end of the NHT’s first year of operations to top the billion-dollar mark in 1986. 1988/1989 The total value of housing loans disbursed by the Trust in any one year, reached the billion-dollar mark for the first time. 1989/1990 The largest single housing project to be built in Jamaica was started at the Greater Portmore Scheme in St Catherine. Ten thousand units were built in the scheme over four years. 1992/1993 NHT launched its Best Schemes competition geared towards celebrating innovation, community development and the improvement of NHT communities. 1996 NHT celebrated its 20th anniversary and awarded its 50,000th mortgage. 1997/1998 The NHT Citizen’s Charter was formally launched. 1998/1999 The Trust received the Jamaica Employers’ Federation Award for Public Sector Leadership 1999/2000 NHT received the Caribbean Employers’ Federation Award for Innovative Human Resource and Industrial Relations Practices. 2002/2003 NHT built Emancipation Park as a gift to the people of Jamaica. 2010 The NHT introduced Home Grants of up to $1.2 million to successful applicants with weekly incomes less than $10,000. It was also in this year that NHT contributors began applying for refunds online. 2011 The NHT was the recipient of the Prime Minister’s Trophy for the Best Customer Service Entity in the Public Sector. 2013 NHT introduced online scheme applications yielding faster processing times. The NHT once again received the Prime Minister’s Trophy for the Best Customer Service Entity in the Public Sector. 2014 NHT began accepting contributions and mortgage payments online. The Trust also launched its mobile unit: “NHT on Wheels”. The NHT in this year copped the prestigious Jamaica Employers’ Federation (JEF) Employer of Choice Award (2012) while its ‘Go Green’ initiative won the Human Resource Management Association of Jamaica, HRMAJ Innovative Award for bringing significant saving costs to the organization. 2015 The Trust rolled a 9,000 housing solutions plan to be completed in 2017 2016 - 2021 The NHT introduced a new developers’ programme in 2018, where lands are made available by the NHT to developers for the construction of low-cost housing solutions for our contributors. In April 2019, the loan limit was increased to $6.5M from $5.5M to account for the increases in construction costs. NHT celebrated 45 years and 110 housing developments completed. 2022 - Present Increase in Loan limits Introduction of renewable energy loans Launch of the External Financing Mortgage Programme (EFMP) 43,000 housing projects started