What's NHT's interview process?
NHT's interview process consists of several steps. Your application is reviewed and if short listed you will go through a phone interview and then an in person interview.
What if I don't have a resume/CV?
It's best to write one or have one created for you, but you can still apply without one. Where a resume/CV is requested, upload a brief description of your background, experience (with dates of employment), education, and skills. This info is necessary to evaluate candidates. Applications without this information can't be considered.
How do I apply?
It's easy! First, search for a job. Once you find the role you're interested in, click the 'Apply Now' button next to the title of the role at the top of the page. Then, follow the directions.
I am self employed but not making contributions, how do I start and when can I get a benefit from NHT?
The first thing you need to do is to register as a Self-Employed person. An assessment will be done by a Compliance Officer who will inform you of the monthly amount you are required to contribute and any back money you might owe, which would need to be cleared up.
How can I get back a total refund of my contributions?
You can get back your total contributions if you fall in any of the following categories
Retirees
Invalidity Pensioners
Expatriates who are leaving the island
Agents/Nominees of deceased contributors
This is called Special Contributions Refund (According to Section 22 of the NHT Act).
Can I stop contributing after I have obtained a loan?
No. Under Jamaican law, all persons between the ages of 18 and 70 years, who earn at least the minimum wage are required to make NHT contributions.
If I am a mortgagor what happens to my contributions/refund?
As your refund becomes due, it is credited to your mortgage
What happens to my points if the company I worked with did not make contribution payments to the NHT on my behalf?
If the company is still in existence, verification of contributions can be had from the employer. If the company is no longer in existence and the contributions have not been remitted, those contributions would not contribute towards determining your points.
Will the NHT assist with the deposit?
Yes, the NHT assists with the deposit in two ways.
1. If you have paid the 5% minimum deposit, and the vendor requires a larger deposit amount, the NHT will assist if the house/lot being purchased is less than the loan that you are eligible for.
2. The NHT will allow you to use contributions not yet due for refund to offset your deposit under the Contribution Refund Towards Deposit (CRTD) facility. Up to 6 years contributions can be used.
How many points do I have?
With the NHT's change in policy, points are only considered when one applies for a scheme loan. You get 20 points for every 52 weeks of contributions made. Additionally, when you have applied for a scheme loan, you will be get between 110 and 70 points depending on the income bracket in which you fall.
